Business Analyst

IPF Digital Sp. z. o.o. is a part of IPF Digital Group which belongs to International Personal Finance PLC listed on the London Stock Exchange (IPF.L). IPF has a rich history dating back to 1880 and now, the company is a home credit and online lending leader in Central Europe, Mexico, Fenno - Baltic countries, and Australia.

IPF Digital is a global FinTech providing consumer loans. This is a rapidly growing business that offers customers online lending options under the brands of Credit 24, and Creditea. Our mission is to make everyday life better by offering simple and personalized financial solutions.

• Use strong analytical skills to uncover real business needs and propose alternative solutions that deliver real value while avoiding unnecessary complexity.
• Identify and recommend effective business process solutions in the finance area, considering integrations with external partners, other systems, and domains.
• Conduct end-to-end process analysis from business logic and system rules to customer segments and different user paths.
• Apply advanced analysis techniques such as functional decomposition, user stories, use cases & scenarios, user story mapping, process and system modeling (BPMN/UML), and visual thinking.
• Gather and document functional and non-functional requirements, ensuring clarity and traceability.
• Decompose epics into stories and tasks, organize them, and ensure product and feature descriptions are understandable for developers and testers.
• Support the Product Owner with backlog refinement, maintaining focus on customer and business priorities.
• Collaborate with IT team, external partners, and business representatives; moderate meetings effectively.
• Communicate fluently in English, both verbally and in writing, to collaborate across international teams.
• Demonstrate a proactive, disciplined, and delivery-focused mindset, able to work independently and drive results.
• Work in an Agile environment, adapting quickly to dynamic and changing contexts.

Nice to have:

• At least 3 years of experience as a Business Analyst, preferably within the financial or banking industry.
• Ability to navigate and design API documentation, identifying potential integration challenges and opportunities.
• Experience using tools such as Postman and Swagger for API testing and documentation.
• Experience using Atlassian tools like JIRA and Confluence to manage analysis and documentation efficiently.

• Join a collaborative, cross-functional team working on connecting the platform with external partners through APIs.
• Work on products used across international markets like Mexico, Australia, Czech Republic, and the Baltics.
• Connect business needs with technical solutions and shape APIs used by external partners.